Leaving a Legacy of Peace and Harmony for Your Family

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By Michael T. Meurer, Meurer & Potter, P.C.

“The good leave an inheritance to their children's children, but the wealth of the sinner is stored up for the just.” (Proverbs 13:22)

As Catholics, we are called to be faithful stewards of the blessings God has given us — not only in life, but in how we prepare for death. Estate planning is not merely a legal exercise; it is a spiritual act of love, a way to leave behind peace, clarity and harmony for those we cherish.

A well-crafted estate plan honors the Lord by ensuring that your wishes are respected, your loved ones are protected and your legacy continues in alignment with your faith.

More Than Just a Will

Many assume that having a will means their estate is fully planned. But a will alone does not address the reality that most people experience illness or incapacity before death. During those times, critical decisions must be made — both medical and financial.

A Catholic Health Care Power of Attorney allows you to designate someone to make medical decisions on your behalf if you are unable to do so. This document should reflect Catholic teachings on the sanctity of life, ensuring that your care upholds Church doctrine and respects human dignity.

A Durable Financial Power of Attorney appoints someone to manage your financial affairs — paying bills, protecting property and handling day-to-day responsibilities. Different individuals often fill these roles, and both should be clearly defined.

Preventing Conflict Through Clarity

One of the most overlooked documents in estate planning is the Disposition of Last Remains. This allows you to express your wishes regarding burial or cremation and designate who will oversee those arrangements.

Families often face emotional turmoil after a loved one’s passing, and disagreements over final arrangements can cause lasting division. By making your intentions known, you offer your family clarity and comfort during a difficult time.

Will vs. Trust: Understanding the Difference

The cornerstone of your estate plan is the document that outlines how your assets will be distributed, either a Last Will and Testament or a Trust.

A will names your personal representative and beneficiaries, but it must go through probate — a public legal process that can take 12 to 18 months and cost between $5,000 and $15,000. Probate involves court filings, newspaper publications, inventories, accountings and judicial approvals.

While some assets, such as life insurance or retirement accounts, may pass directly to beneficiaries, others — like real estate, bank accounts and vehicles — typically require probate.

A Trust, on the other hand, offers a more streamlined and private alternative. It names a successor trustee to manage your affairs if you become incapacitated and to distribute your assets upon death. Unlike probate, a trust allows for immediate action without the need for court intervention.

Protecting Your Loved Ones

One of the most powerful features of a trust is the ability to create separate share trusts for each beneficiary. These trusts allow your loved ones full access to their inheritance, while shielding those assets from lawsuits, divorces or financial hardship.

In this way, your legacy remains intact and continues to serve your family, even in times of trial.

A Legacy of Faith and Order

As Catholics, we understand that our time on earth is temporary, and our true home is with God. Yet we are also called to care for our families and communities with wisdom and foresight.

A well-crafted estate plan is a gift of peace — a way to ensure that your loved ones can grieve, remember and celebrate your life without the burden of legal confusion or conflict.

You worked hard to build your legacy. Now, you have the opportunity to pass it on with clarity, compassion and faith. By naming your decision-makers and outlining your wishes, you allow your family to focus on what matters most: honoring your memory and continuing your mission.

Need Help Getting Started?

If you have questions about estate planning or would like to begin the process, The Catholic Foundation is here to help. We offer faith-filled guidance to ensure your plan reflects your values and protects those you love. Call 303-468-9885 to schedule a conversation. Let us walk with you as you prepare a legacy of peace and harmony.